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☆ Employee burnout at AWS is reminiscent of another top firm's push to get bigger
▼ + stars: | 2023-11-30 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +6 min

AdvertisementIn today's big story, we're looking at the growing tension at AWS with rising employee burnout. Just like OpenAI's ChatGPT or Google's Bard, Amazon Q is a generative AI chatbot users can talk to like a human. Amazon Web Services, which developed Amazon Q, announced the new product under the fanfare of its annual event in Las Vegas, AWS re:Invent. Business Insider's Eugene Kim, our resident Amazon expert, has a report on the growing tension and burnout among AWS employees. Jon Krause for InsiderThe burnout at AWS reminds me of another company at the top of its field facing turmoil: Goldman Sachs.

Persons: —, you've, Taylor, Pena Popo, Noah Berger, Bard, Insider's Eugene Kim, ChatGPT, Jon Krause, Goldman Sachs, Goldman, David Solomon, haven't, BI's Dakin Campbell, Bethany McLean, Goldman aren't, Goldman's, Sylvain Gaboury, Patrick McMullan, Slaven, The New York Times Elon Musk, Tesla, They've, Joe Santagato, Elon Musk, Drazen, Dan DeFrancesco, Naga Siu, Hallam Bullock, Lisa Ryan Organizations: Spotify, Getty, Web Services, Microsoft, Goldman, Slaven, The New York Times, Amazon, Business, American Express, Federal, Paris, Paralympic, Kroger, Dell Locations: Las Vegas, Austin , Texas, New York City, San Diego, London, New York

☆ Americans are facing a retirement 'financial vortex,' says Goldman Sachs. Not having a plan makes it worse.
▼ + stars: | 2023-10-18 | by ( Cork Gaines | ) www.businessinsider.com time to read: +4 min

Two new surveys show most Americans feel like they are behind on their retirement savings. Competing forces of the "financial vortex" and lack of financial plans are hurting retirement hopes. Goldman Sachs calls it a "financial vortex," and says simply having a plan can help Americans find their way through. While most have a dim outlook, the results varied by age and whether or not they had a financial plan. To avoid falling behind, Goldman Sachs said the two biggest factors that can help people reach their retirement goals are increasing financial literacy and having a personalized financial plan.

Persons: —, Goldman Sachs, Bankrate, Gen Xers, boomers, Gen Zers, Zers, Hinterhaus, Drazen Zigic Organizations: Service, Goldman, Getty Locations: millennials

☆ Student loan interest resumes. Here’s what borrowers need to know
▼ + stars: | 2023-09-05 | by ( Annie Nova | ) www.cnbc.com time to read: +2 min

Undergraduate subsidized student loans should not start racking up interest until after you've graduated and finished your six-month grace period. watch nowThe interest on undergraduate subsidized loans is usually suspended while you pursue more schooling. You can contact your loan servicer or visit StudentAid.gov to learn your loan type, said Betsy Mayotte, president of The Institute of Student Loan Advisors, a nonprofit2. Recent graduatesMost graduates get a so-called grace period after they've finished school before they need to start making their student loan payments. If you're unemployed when student loan payments resume, you can request an unemployment deferment with your servicer.

Persons: Drazen Zigic, Kantrowitz, you've, they've, Betsy Mayotte Organizations: Istock, Getty, The, Student Loan Advisors

☆ It should be easier now for student borrowers to apply for public service loan forgiveness. Here's why
▼ + stars: | 2023-08-28 | by ( Annie Nova | ) www.cnbc.com time to read: +2 min

Drazen Zigic | Istock | Getty ImagesNavigating the Public Service Loan Forgiveness Program has been famously difficult. Fortunately, student loan borrowers may find that the process is getting a little easier. watch nowOnce the process is complete, the form should automatically be delivered to the Missouri Higher Education Loan Authority (MOHELA). That's the student loan servicer that currently handles PSLF borrowers (previously FedLoan did so). Try to fill out this form at least once a year, Kantrowitz added, and keep records of your confirmed qualifying payments.

Persons: Drazen Zigic, Mark Kantrowitz, George W, Bush, you've, servicer, Kantrowitz Organizations: Istock, Getty, Public, U.S . Department of Education, Consumer Financial, Bureau, Missouri Higher Education Loan Authority, Education Department Locations: Missouri

☆ How to find a morning routine that works for you
▼ + stars: | 2023-08-20 | by ( Upasna Gautam | ) edition.cnn.com time to read: +6 min

I don’t think my way is the best way, and I don’t believe it’s a universal prescription for the “best” morning routine. Prepping meals for breakfast or lunch can be a part of some people's early morning routines, but you should find out what works best for you. I often get asked how I stay consistent with a morning routine. I’m going to approach this new chapter of life and redefining my morning routine by answering those same four questions. When coming up with a new morning routine, prioritize one new goal at a time and build out a plan to achieve that goal, an expert suggests.

Persons: I’m, Drazen Zigic, Katy, James G, “, Upasna Gautam Organizations: CNN, Wharton School, University of Pennsylvania, Brigade

Darya Komarova | Moment | Getty Images'The dots need to be connected for consumers'Exposure to our older selves is only part of the process of making decisions for retirement, experts say. While the TikTok filter has recently made it popular to look at our future selves, this type of application has been around since the early 2000s, said Joseph Coughlin, director of the Massachusetts Institute of Technology AgeLab. Once people see an image of their older selves, they tend to feel differently about their future decisions. Successful, lasting behavioral changes typically come with incentives to work toward, such as saving money or exercising, Coughlin said. Pairing the videos with prompts to save more money or invest more toward retirement may be effective, according to UCLA's Hershfield.

Persons: Darya, Joseph Coughlin, Coughlin, UCLA's Hershfield, Hershfield, Victor Ricciardi, Ricciardi, Carolyn McClanahan, Drazen Zigic Organizations: Massachusetts Institute of Technology AgeLab, Ursinus College, Behavioral Finance, Planning Partners, CNBC FA, Istock, Getty Locations: Jacksonville , Florida

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